Head-on collision lawyer in Texas City

A head-on collision means two vehicles meet nose to nose. Texas City has a fresh place for that to happen right now. Road crews have one side of FM 1764 closed, so a stretch built to carry traffic one way is carrying it both ways instead. That’s not the only cause behind these crashes here. When one does happen, the injuries and the insurance math both tend to run bigger than a typical wreck.

One road now carries traffic both ways

As of August 2026, TxDOT has closed the north side of FM 1764 between the Texas City Starbucks and the Walmart entrance in La Marque so crews can build new lanes. Until that work wraps up, the open side carries drivers in both directions. The closure is expected to last around six months. A driver who drifts even a little in that stretch isn’t drifting onto a shoulder. They’re drifting into oncoming traffic. Watch for it, especially at night, when the lane markings are easy to misread.

Other ways a head-on starts here

The Texas City Wye rebuild is adding new ramps where I-45, SH 146, and SH 6 come together, and a driver still learning the layout can enter one the wrong way without meaning to. Outside any work zone, the classic setup is a passing attempt on a two-lane farm road. A driver pulls out, misjudges the gap, and meets a car coming the other direction head-on. Neither driver usually sees it coming until the last second.

Why these claims run bigger than most

A head-on crash adds both vehicles’ speed together into one impact, so injuries tend to run worse than almost any other crash type on these roads. Bills can climb past what the at-fault driver’s insurance can pay before treatment is even finished, sometimes within the first few weeks. The medical bills guide handles who’s actually owed what once those bills start arriving.

Your own policy can pick up what’s left

When the other driver’s liability limit runs out before your care does, uninsured and underinsured motorist coverage sitting inside your own policy can step in to pay the rest. Texas only requires a driver to carry $30,000 per person in injury coverage, and a head-on crash can blow past that number fast. The uninsured motorist page goes over how that coverage works and what counts as underinsured here.

Some head-on crashes take a life. If that happened in your family, the wrongful death page straightens out who Texas law lets step forward with a claim. If you’re reading this fresh from a crash, the what-to-do guide has the first steps to take before evidence starts to fade. Texas City’s work zones will keep shifting for months yet, and the two-way stretch on FM 1764 is the newest wrong-way risk in town. Learn where it starts and ends before you drive it again, not after.